Payment amount (USD)

Where is your client?

Quick presets

If you're a freelancer, designer, or indie maker billing clients abroad, payment fees quietly eat 3–9% of every invoice — and wires take days. Receiving the same payment as USDC on a Layer-2 (Base, Arbitrum, Polygon) costs the sender fractions of a cent in gas and settles in seconds. You receive 100% of the amount.

Use it together with our free Crypto Invoice Studio to send clients a proper invoice + scannable payment QR, and the IndieStack store for crypto-native kits and prompt packs.

PayPal (same country): 3.49% + $0.49 — US domestic goods/services rate example.
PayPal (international): 4.99% cross-border + ~3.5% currency-conversion fee + $0.30 fixed.
SWIFT wire: ~2.5% FX spread + ~$55 combined sender/intermediary/receiver fees.
USDC on any chain: you receive 100% — there is no fee to receive stablecoins. The only cost is the sender's gas (shown separately).
Gas figures are typical 2026 estimates and vary with network congestion. They are paid by the sender, not you.

Rates differ by country and account type — treat these as representative, not a quote. Not financial advice.

Get paid in crypto, properly.
→ Free Crypto Invoice Studio (invoice + QR)
→ Free 3-in-1 Freelancer Toolkit
→ IndieStack store: prompt packs & crypto kits (pay in USDC)
Public wallet (tips welcome): 0x9a90Ea1Ee894f92b1c1a8B9d9730A73ac051828e

Stablecoin Fee & Speed Calculator

Why this matters

Assumptions (transparent)